@redemption said:I have three half-brothers (with kids) + cousins in Toowoomba who remain uncontactable!!
My thoughts go out to everyone affected!
I hope you get some good news soon!
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@redemption said:I have three half-brothers (with kids) + cousins in Toowoomba who remain uncontactable!!
My thoughts go out to everyone affected!
@Tigersmurf said:I have to disagree with you there CB. Insurers can only knock back the claims if they exclude Flood cover - with this exclusion being removed from some policy's since the Newcastle Flood in 07\. You will find that it will take some time before assessors can get in there to review the damage, but the companies will be quite proactive in having things progress.
In Newcastle even the policies that excluded flood waived the exclusion as their competitors were paying claims. To my knowledge it was mostly the overseas insurers that denied claims and they are a very small percentage of the market.
In times like these no-one wants any bad publicity.
@Yossarian said:@Tigersmurf said:I have to disagree with you there CB. Insurers can only knock back the claims if they exclude Flood cover - with this exclusion being removed from some policy's since the Newcastle Flood in 07\. You will find that it will take some time before assessors can get in there to review the damage, but the companies will be quite proactive in having things progress.
In Newcastle even the policies that excluded flood waived the exclusion as their competitors were paying claims. To my knowledge it was mostly the overseas insurers that denied claims and they are a very small percentage of the market.
In times like these no-one wants any bad publicity.
I did see in the SMH that some people aren't insured. To be brutally honest, that is just plain stupid and really those people should be back of the line for help. That might sound harsh but I lived near the bush for years and had to fork out extra money to get bushfire insurance. You shouldn't really expect everyone else to bail you out when you could have done it yourself.
@Cultured Bogan said:@Yossarian said:@Tigersmurf said:I have to disagree with you there CB. Insurers can only knock back the claims if they exclude Flood cover - with this exclusion being removed from some policy's since the Newcastle Flood in 07\. You will find that it will take some time before assessors can get in there to review the damage, but the companies will be quite proactive in having things progress.
In Newcastle even the policies that excluded flood waived the exclusion as their competitors were paying claims. To my knowledge it was mostly the overseas insurers that denied claims and they are a very small percentage of the market.
In times like these no-one wants any bad publicity.
I did see in the SMH that some people aren't insured. To be brutally honest, that is just plain stupid and really those people should be back of the line for help. That might sound harsh but I lived near the bush for years and had to fork out extra money to get bushfire insurance. You shouldn't really expect everyone else to bail you out when you could have done it yourself.
I wasn't referring to those who didn't have insurance cover in the first place. If you're not covered you shouldn't expect to be paid out. I meant "not paying out" in that the insurance sector will have to pay out such a large sum of money to all those who are covered that I can't see them getting their money out of them in a great hurry (i.e. the amount of claims to be processed will be phenominal and will take time…)
I feel for those that have lost their houses/contents and the like as no one asked for this to happen nor does anybody deserve it, but if they aren't covered that is of their own doing.
@innsaneink said:Apparently the boys are off to QLD
@Yossarian said:@Cultured Bogan said:@Yossarian said:I did see in the SMH that some people aren't insured. To be brutally honest, that is just plain stupid and really those people should be back of the line for help. That might sound harsh but I lived near the bush for years and had to fork out extra money to get bushfire insurance. You shouldn't really expect everyone else to bail you out when you could have done it yourself.
I wasn't referring to those who didn't have insurance cover in the first place. If you're not covered you shouldn't expect to be paid out. I meant "not paying out" in that the insurance sector will have to pay out such a large sum of money to all those who are covered that I can't see them getting their money out of them in a great hurry (i.e. the amount of claims to be processed will be phenominal and will take time…)
I feel for those that have lost their houses/contents and the like as no one asked for this to happen nor does anybody deserve it, but if they aren't covered that is of their own doing.
I was more making a point on people without house and/or contents insurance. Responsible people who have insurance could be waiting for months to get paid out while these people get government or charity. I obviously don't want people to starve or be on the streets but any help these people get should be at a bare minimum.
@alien said:@innsaneink said:Apparently the boys are off to QLD
Why???
@softlaw said:After this news I'm in a far better mood than I was when I posted yesterday. Whilst I stand by the meaning of what i said, the way I said it was completely over the top. I am sorry about that.
@softlaw said:Well, I found out a couple of hours ago that the flood waters stopped short of my sister's and mum's houses in Ipswich by 1 and 3 metres respectively. My sister stayed in her home (they had a safe exit over the back fence and up a hill if needed) and she is currently putting up 2 other families who weren;t so lucky. Her house was one of only 2 left in her street that were not underwater with most of those other homes being flooded to above the eaves. In her words it's complete devastation.
After this news I'm in a far better mood than I was when I posted yesterday. Whilst I stand by the meaning of what i said, the way I said it was completely over the top. I am sorry about that.
To those who are waiting for news of loved ones, in particular Redemption, I hope you get good news real soon. The waiting is a killer.
To anyone reading this who is threatened by the water I hope things work out for you and please stay safe.