It's not 'always poor decision making' though @EarlYou cannot justify more money if you are at the pub getting drunk and probably playing on the slappers. If you can afford to do that then you don't ask for more money.
I am also all for helping the disadvantaged but not people who supposedly work their whole life and don't have a cent to their name. That is called poor decision making and there are consequences to that.
My 2nd job was with a State Govt Dept and I was paying the maximum $$$ into Superannuation via 1st State Super.
After a few years it was suggested I would receive over $1,000,000 when I retired.
The Liberal State Govt at the time reckoned they would be paying out to many $$$ so they slashed payouts by approx 50%.
Then the GFC came along and I lost approx another 50% or maybe even more by trusting and leaving my $$$ with State Super rather than putting it in the bank.
Then marriage problems came along and I now have next to zilch $$$ to live on.
There's a lot more people out there than just me Earl that have bad luck $$$ wise in their life, that now need financial help.