happy_tiger
Well-known member
@twentyforty said in [Reality check for everyone\.\.\.\.](/post/1107681) said:@Mccarry said in [Reality check for everyone\.\.\.\.](/post/1107641) said:Modern emotion summed up in a thread... “Charities are evil...that’s why I don’t donate.”
Firstly. I am so sorry for your circumstances.
Income protection insurance and other insurance products exist to help minimise the impact of situations like this in the future. Infact I note that most people impacted by the bushfires will have insurance that covers the majority of the impact. The rest, I hope that our governments step in with our taxes to get people on their feet again.
I do note that the drought affected farmers were not supported anywhere near as well as our community is responding to bush fire victims. Yet... it’s hard to insure against drought but easy to insure against fire.
That said, your point is fair. Red Cross is way out of line. They are also incredibly inefficient.
Perhaps it will help you to remember Red Cross respond before people give money to crises all over the world. That money doesn’t grow on a tree, it comes from all donations such a these fire donations. Not right perhaps but little kids starving after an earth quake in Turkey celebrate the Red Crosses pragmatic approach.
As an Aussie I naturally want all the money here, but I also get they are in a tough space. It’s better that they have the ability to allocate funds than waste additional funds (not meaning your specific case) by being forced to allocate every cent to the current issue of the day.
I hope you get on your feet soon.
I don’t think any of the insurance you mentioned could have kept Ziggy going. Business interruption insurance maybe?
I’m not an expert in that field either.
You can be insured but the minimum claim is $500 and you pay a $500 excess